Globalisation was once hailed as a force for universal progress, a rising tide that would lift all boats. Advocates promised rising...

In a finance world where both degrees and direct experience open doors, two students with identical grades take divergent paths - one to a Russell Group university, the other into a top-tier apprenticeship. Ten years on, their careers, incomes, and lifestyles reveal the true cost and value of each route. This article explores which path offers the better return - and what that says about the changing face of finance education in the UK.

Remote work has redefined where - and how - we connect to our careers. For some, it’s a quiet home office; for others, it’s a chair on a coastal deck, laptop open as the horizon glows gold. This article explores the benefits, challenges, and evolving balance of working from anywhere, and how the hybrid model may shape the future of productivity and growth.

This paper argues that Chaos Theory better captures real economic uncertainty, where unpredictability is built into nonlinear systems, while Bayesian Inference is limited to known, stable conditions. A hybrid approach using Agent-Based Models can combine chaos’s structural realism with Bayesian modelling of adaptive decision-making.